Structure
Structure the right mix of senior debt, SBA financing, and private capital for the business, transaction, and ownership objectives.
Senior debt · SBA financing · Private capital
WOODEDGE CAPITAL
Financing structured
around the deal.
From an individual financing need
to a complete capital stack.
Capital consulting for business owners, healthcare practitioners, acquisition sponsors, and real estate developers.
A clearer path forward.
Structure Sourcing Coordination
Healthcare practicesBusiness acquisitionsRefinancingReal estate
01 / THE FIRM
Capital shaped around
the transaction.
Woodedge Capital helps define financing requirements, develop capital structures, and identify prospective lenders and investors.
Engagements span an individual credit facility through a complete capital stack combining senior debt, mezzanine debt, equity, SBA financing, traditional bank financing, and private capital, including private equity and family office financing. The work includes financing materials, marketing materials, lender outreach, in-depth due diligence, and transaction coordination.
CAPITAL RELATIONSHIPS
A deep bench of lending options, with relationships across private equity, family offices, private lenders and large national banks.
LED BY
Michael Morris
Capital Consultant · Woodedge Capital
Michael Morris is a Capital Consultant at Woodedge Capital, with four years of capital consulting experience across healthcare practice finance, acquisitions, refinancing and real estate. His background includes healthcare advisory work at Meridian 84, a private equity firm, and healthcare practice lending within Bank of America's Practice Solutions group. He is currently a Transition Specialist with JW Advisory.
- Woodedge Capital
- Financing strategy, capital structure, lender and investor sourcing, diligence, and transaction coordination.
- Meridian 84
- Private equity firm. Healthcare advisory, acquisitions, and roll-up strategies.
- JW Advisory
- Current healthcare brokerage affiliation as a Transition Specialist.
- Bank of America
- Healthcare vertical — Practice Solutions; healthcare practice lending.
02 / CAPITAL CAPABILITIES
From financing strategy
through coordination.
Source
Go directly to the right lenders for each opportunity, based on its size, cash flow, collateral, and capital needs.
Traditional lenders · Private lenders · Private funds
Coordinate
Prepare financing and marketing materials, coordinate diligence, and manage communication as the financing process advances.
Financing materials · Marketing materials · Diligence · Transaction support
FINANCING APPLICATIONS
Healthcare practice development and acquisitions, business acquisitions, debt refinancing, and real estate financing.
03 / HOW WOODEDGE WORKS
From the request to the close.
Woodedge Capital starts with the request and builds the capital structure that fits it. Rate and term matter, but so do the factors that determine what a loan actually costs and what the lender relationship will provide. The right lender also needs to be a good fit: a one-off transaction calls for different terms than a borrower looking to grow over the next five to ten years, so the lender must be able to support that growth, or at least grow alongside it during this stage.
- 01
Build the right capital stack
The request is structured around the equity, senior debt and any other financing options available, so each source is matched to the deal's needs and the borrower's goals.
- 02
Compare the full cost and lender relationship
Rate and term are only part of the picture. Prepayment penalties, fees and payment structures can change the economics, so each lender's offer is compared on the same basis. The lender relationship is a major part of the decision, since it shapes the support the borrower receives over time.
- 03
Match each lender's current appetite
Lender appetite changes over time. Through ongoing relationships, Woodedge Capital tracks what each lender is currently seeking and what it likes to see, then presents the request accordingly.
- 04
Address concerns at the outset
Any issue a lender may see in the deal is identified and mitigated up front, which helps secure a high approval rate.
- 05
Create competition
Where the deal supports it, several lenders are brought in, which gives the borrower better terms and options.
- 06
Close efficiently
After approval, lender requests are reviewed so the borrower spends time only on what is necessary to reach closing.
04 / SELECTED EXPERIENCE
A range of financing needs.
Selected consulting engagements across healthcare, business acquisitions, and real estate. Descriptions are anonymous.
ARIZONAFunded
Dental practice development
Financing for a $3 million startup dental office. Approved and funded.
IDAHOFunded
Dental practice refinancing
Refinancing for a $2.5 million dental practice following an expansion. Approved and funded.
OREGONCapital consulting
Residential development
Debt refinance and phased infrastructure financing.
$16M financing request
ACQUISITION FINANCINGLender approval obtained
Business acquisition
Financing for a $1.5 million restaurant acquisition.
TENNESSEELender approval obtained
Condominium development
Ground-up, high-end condominium development. Strong sponsor, fully approved upfront to the client's exact specifications.
$40.8M requested debt
COMMERCIAL REAL ESTATEIn process
Strip center refinance
Refinancing of a commercial strip center.
$2.5M financing request
MULTI-UNITIn process
Multi-unit acquisition
Acquisition financing for a multi-unit property.
$5.5M financing request
ACCOUNTS RECEIVABLEIn process
Accounts receivable funding
Receivables-based funding.
$10M financing request
ATHLETIC FACILITYIn process
Athletic facility acquisition
Acquisition financing for an athletic facility.
$2.5M financing request
05 / CONTACT
Discuss a financing need.
For inquiries about an individual facility
or a broader capital structure.